Description: This is a discussion about measuring and comparing net costs for life insurance and determining a proper method for doing so. From Transactions of Society of Actuaries 1969, Vol. 21 Pt. 2, No. 59AB

Description: This article is a book review of 'Adventures and Misadventures in the Stock Market' by retired actuary, James G. Bruce, who talks about his personal finances. Asked by the reviewer why he believes that actuaries might appreciate his book, Mr. Bruce mentions that actuaries have curiosity about how people, especially fellow actuaries, reason, act and react that they may relish judging how wise or foolish he’s been and that comparisons of his views with those of others may prove useful.

Description: The paper analyzes the merits of various bases for illustrating ordinary life insurance dividends considering dividend histories, current allocation, current experience, dividend forecasts and investment generation allocation. A discussion of the paper follows. From Transactions of Society of Actuaries 1978, Vol. 30.

Description: This is a panel discussion about H.R. 10 pension plans, i.e., tax deferred retirement savings plans for the owners of an unincorporated business and its employees. The following questions are addressed: To what extent is coverage under H.R. 10 being provided under individual policies and under group contracts? What problems are presented in each approach? If special plans are used, what provisions must be included? If normal contracts are used, what modifications or endorsements must be made? What plans are generally used? If split-funding is not used with normal contracts, how are increases in contributions handled? To what extent are trust or custodial accounts being used? From Transactions of Society of Actuaries 1964, Vol. 16 Pt. 2.

Description: This paper discusses decoupling of social security - meaning that the coupling of actual benefits for those already beneficiaries and potential benefits for future beneficiaries be broken. The purposes are to describe the environment, the problem which decoupling addresses and the importance of a rational solution. The paper discusses the wage-indexing approach and the price-indexing approach. From Transactions of Society of Actuaries 1977, Vol. 29.

Description: This discussion on annuities and settlement options focuses on: A. Revisions made recently in the interest and mortality bases for annuity contracts and retirement income policies and for settlement options embodied in life insurance policies. B. The extent to which the use of settlement options might be justified for payees other than the insured and beneficiaries who are natural persons. C. The practical problems arising in connection with: 1 Requests for elaborate or complicated settlements 2 Liberal settlement option guarantees in outstanding policies

Description: This article contains the results of the Query for Actuaries on the meaning and usefulness of calculated ruin probabilities of life insurance companies.

Description: This is a books review of 'Social Security,' Second Edition, 1981, by Robert J. Myers.

Description: This is an editorial covering questions about life insurance.

Description: The author, editor of the Actuary, presents a somewhat serious argument for Calendar Reform, specifically the use of the World Calendar, proposed some 50 years earlier to an international study group.